Health Savings Accounts: An Alternative to Traditional Health Insurance?
If youÂ've been following the news lately, youÂ've probably heard about the contentious issue of Health Savings Accounts, introduced by the Bush administration in 2003 through the Medicare Modernization Act. At that time the concept generated little buzz – only recently has the debate heated up between critics and supporters of the initiative.

A Health Savings Account offers people a second choice when it comes to signing up for health insurance. ItÂ's not a replacement for health insurance, but instead, combines aspects of personal savings with the complete coverage offered by a health insurance plan. Many defenders of HSAs believe it offers the best of both worlds so that patients can...
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