Understanding Health Insurance Coverage: A Primer

Health insurance coverage is a contract used to determine medical benefits that are covered, or not covered, between you and your insurance provider. The insurance company, based on a fee that you provide them on a regular basis, promises to pay health insurance coverage on certain items or benefits listed in that contract. These are called ‘coveredÂ' services. ‘CoveredÂ' services can include a wide variety of things, such as implements, prescriptions, services (such as massage), checkups, tests and/or research.



Your contract should also list all of the things NOT covered in your health insurance coverage – these are items or services that you will need to pay for out of your own pocket, sho...
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