Health Insurance - What It Is, And Why You Need It - Part 1



History of Health Insurance



Market-based health care systems such as that in the United States rely primarily on private health insurance. Therefore, health insurance was not really "insurance." Instead, it was prepayment for the consumption of medical care. Statehealthfacts.org provides the latest data on health insurance costs, managed care enrollment, state consumer protection laws, and more.



Unsurprisingly, economists have found that rising health care costs correlate to drops in health insurance coverage.



Millions of children don't get the health care they need because they have no health insurance. The increasingly price of he...
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