What Does Health Insurance Cover?



Some health insurance companies provide cover for specific critical illnesses, accidents, disability, non-urgent healthcare services, orthopedic surgery, hospitalization, and loss of limbs. But each plan is different: the health insurance coverage basically depends upon the particular plan purchased. Most health insurances in the U.S are bound by law to cover mandated benefits like treatment for diabetes and screening for prostate cancer.



There has been a gradual trend of seeking policies that offer surgical coverage instead of coverage for ailments treated by the family doctor. It is not uncommon for a health insurance policyholder to find that the medical service that he most requires is not cover...
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