Health Insurance for the Self-Employed
Having health insurance and being able to afford it is a great concern for many who leave a corporate job to run their own business. The national crisis in health coverage is hitting the small business owners especially hard. About 24 million small-business employees and their families are uninsured, according to a study by the Kaiser Family Foundation. After you leave your employer you may elect to continue to receive coverage in the employer s group plan at your expense for up to 18 months. The Consolidated Omnibus Budget Reconciliation Act (COBRA) is a federal law that requires employers to ..

What Does Health Insurance Cover?
A health insurance company covers the cost of the benefits that are mentioned in their health insurance policies. These may include both tests and treatments. Benefits offered by a health insurance policy that are covered by the insurance company are known as “covered services”. The policyholder is responsible for paying for medical care that is not covered by insurance company. Some health insurance companies provide cover for specific critical illnesses, accidents, disability, non-urgent healthcare services, orthopedic surgery, hospitalization, and loss of limbs. But each plan is different: ..