COBRA (the Consolidated Omnibus Budget Reconciliation Act of 1985) guarantees a continuance of coverage when you leave your employer. This coverage is made available for 18 months after you leave. You have a 60-day window after termination of employment to shop for your own individual health plan. This window of time is critical to the insurance shopping process. If you have any thought of leaving your employer then it is imperative that you investigate the availability of individual health insurance.
Individual health insurance is medically underwritten. That means that the insurance company will gather all applicable medical information on you and or your family to determine if they can offer you an individual plan. Pre-existing conditions are often eliminated and in some instances coverage can be denied.
Things to consider:
Health Insurance and health care
Health insurance is something that everyone needs today. The rising cost of visiting a health care provider or a hospital stay makes it imperative that everyone have some type of health care coverage. Government statistics estimate that over 40 million people in America are not covered by any type of health insurance on any given day. That s an enormous number of people who really are taking a financial risk.
Even if you re on a tight, limited budget, it s very important that you pick up some kind of affordable health insurance. Even if you only have a plan that covers unexpected hospital ..
1. Health Do not presume that you or any of your family is Insurable. There may be certain pre-existing conditions that are covered by some companies and excluded by others.
2. Self-Insuring The higher deductible that you elect will decrease your premium dramatically. This is called self-insuring. Some companies have deductibles that go as high as thousands.
Aetna Health Insurance For Your Protection!
Aetna health insurance has long been a highly recognized insurance company. Millions of people have put their trust in Aetna health insurance over the years. Aetna individual health insurance has been a top choice of employers who want to obtain sufficient coverage for their employees. Medical costs these days are spiraling higher than ever before.
Aetna has risen to the occasion and created some effective new plans to meet todays Aetna individual health insurance needs. For instance, the Aetna Health Fund is in gaining popularity. The employer puts an amount of money in a fund and t ..
3. Insurance Company There are many reliable insurance companies in the health insurance industry use their quotes to compare coverage.
We have done the research so you don't have to. Please see our recommended source for insurance quotes online.
